• Explorer is separated into two phases;  Accumulation Phase and Retirement Phase.  For couples, the first to receive social security benefits triggers the change in phases, even if one or both continue to work.  For example, wages after retirement earned after benefits are started should be entered in the Exploring Retirement Income section: Wages in Retirement.

• BLUE highlighted items are required for the Income Explorer to fully operate.

• Use the direction arrows to move around.

• As information is entered in the green shaded spaces, the program may require more information (pop ups). 

• Cost of Living:  Enter a single number in estimated aggregate to total or list personal expenses separately, but not both.

• Retirement Income Projections start the year after the earliest retirement date.

 

LayLine does not maintain or track any of the data entered.  When you leave this page, all information entered will be cleared.  Print a copy for future reference.